Renters Insurance in Nevada
Are you renting an apartment in Las Vegas NV for the first time? Whatever the case may be, as a renter in the state of Nevada, purchasing a renters insurance policy from Modern Choice Insurance is a wise investment. Although renters’ insurance is not required by federal law in Nevada, it is an affordable way to protect yourself and your belongings.
What Is Renters Insurance?
Renters insurance provides coverage for you and your personal items if something unexpected occurs. Landlords often have their own insurance, but it is designed to cover the structure instead of your personal belongings. Therefore, if you rent a home, condo, apartment, etc., you should invest in renters’ insurance.
What Kind of Damage Will Renters Insurance Cover?
A renters insurance policy will help provide affordable coverage for you and your personal belongings. It will provide protection against a variety of hazards, including the following:
- Theft
- Vandalism
- Fire
- Smoke damage
- Windstorm
- Visitor injuries
What Items Does Renters Insurance Cover?
If you’re wondering what items may be covered through a renters insurance policy, then we have you covered. Here are some of the most commonly covered items with this type of insurance coverage:
- Appliances
- Electronics
- Clothing
- Furniture
- Medical expenses from someone who gets injured at the rental residence
- Accidental damage to another individual’s property
- Additional costs in the event of a covered loss leave the property uninhabitable
Renters insurance will only cover your items up to a certain amount. Therefore, if you have extreme valuables, such as a diamond tennis bracelet or artwork, you will need more coverage than your renter's insurance. We can help you obtain this coverage as well as rental coverage.
How Can I Get Renters Insurance in Las Vegas NV?
At Modern Choice Insurance, we can help you create a renters insurance policy suited to your specific rental needs. Contact us today to obtain a Nevada renters insurance quote.
